/* BE Your Lender: black and gold signature bands, white reading pages. */
:root{--ground:#0b0b0c;--surface:#f6f4ef;--charcoal:#17171a;--ink:#141416;--ink-light:#f3efe6;--muted:#5c5d63;--muted-dark:#a6a5a0;--gold:#b39a6e;--gold-light:#d9c7a0;--gold-text:#7a6342;--line:#dad6cc;--line-dark:#2c2c30;
--display:'Cormorant Garamond',Georgia,'Times New Roman',serif;--label:'Josefin Sans','Helvetica Neue',Arial,sans-serif;--body:'Source Sans 3','Helvetica Neue',Arial,sans-serif}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;background:#fff;color:var(--ink);font-family:var(--body);font-size:18px;line-height:1.65}
img{max-width:100%;height:auto;display:block}
a{color:var(--gold-text)}a:hover{color:var(--ink)}
:focus-visible{outline:2px solid var(--gold);outline-offset:3px}
.wrap{max-width:1160px;margin:0 auto;padding-left:max(20px,env(safe-area-inset-left));padding-right:max(20px,env(safe-area-inset-right))}
.skip{position:absolute;left:-999px;top:0;background:var(--gold);color:var(--ink);padding:10px 16px;z-index:10}.skip:focus{left:8px}
.langbar{background:var(--gold);color:var(--ink);text-align:center;font-size:15px;padding:9px 16px}
.langbar a{color:var(--ink);font-weight:600;margin-left:6px}
.top{background:var(--ground);border-bottom:1px solid var(--line-dark);position:sticky;top:0;z-index:5}
.row{display:flex;align-items:center;justify-content:space-between;gap:16px;padding-top:10px;padding-bottom:10px}
.brand img{height:60px;width:auto}
.menu summary{list-style:none;cursor:pointer;color:var(--ink-light);font-family:var(--label);letter-spacing:.14em;text-transform:uppercase;font-size:13px;border:1px solid var(--gold);padding:10px 16px;border-radius:2px}
.menu summary::-webkit-details-marker{display:none}
.menu nav{display:flex;flex-direction:column;gap:4px;position:absolute;right:16px;top:78px;background:var(--ground);border:1px solid var(--line-dark);padding:14px;min-width:240px}
.menu nav a{color:var(--ink-light);text-decoration:none;font-family:var(--label);font-size:13px;letter-spacing:.12em;text-transform:uppercase;padding:10px 6px}
.menu nav a[aria-current]{color:var(--gold-light)}
.menu nav a.lang{color:var(--gold-light)}
.desk{display:none}
.desk a{color:var(--ink-light);text-decoration:none;font-family:var(--label);font-size:12px;letter-spacing:.12em;text-transform:uppercase}
.desk a[aria-current]{color:var(--gold-light)}.desk a.lang{color:var(--gold-light)}
@media(min-width:1100px){.desk{display:flex;align-items:center;gap:18px}.menu{display:none}}
.btn{display:inline-block;text-decoration:none;font-weight:600;font-size:16px;padding:15px 26px;border-radius:2px;line-height:1.2;text-align:center}
.btn.gold{background:var(--gold);color:var(--ink)!important}.btn.gold:hover{background:var(--gold-light)}
.btn.line{border:1px solid var(--gold);color:var(--ink-light)}.btn.line:hover{background:var(--charcoal)}
.prose .btn.line{color:var(--ink);border-color:var(--ink)}.prose .btn.line:hover{background:var(--surface)}
.btn.small{padding:11px 18px;font-size:14px;letter-spacing:0;text-transform:none;font-family:var(--body)}
.btns{display:flex;flex-wrap:wrap;gap:14px;margin:28px 0}
.hero{background:var(--ground);color:var(--ink-light)}
.herogrid{display:flex;flex-wrap:wrap;align-items:center;gap:48px;padding-top:72px;padding-bottom:72px}
.herotext{flex:999 1 520px;min-width:0}
.herotext p{color:var(--muted-dark);font-size:19px;max-width:66ch}
.eyebrow{font-family:var(--label);font-size:13px!important;letter-spacing:.2em;text-transform:uppercase;color:var(--gold-light)!important;margin:0 0 14px}
h1{font-family:var(--display);font-weight:500;font-size:clamp(38px,6vw,62px);line-height:1.06;margin:0 0 20px;text-wrap:balance;color:var(--ink-light)}
.portrait{flex:1 1 280px;max-width:360px;border:1px solid var(--gold);padding:12px;margin:0 auto}
.portrait{background:#fff}.portrait img{width:auto;max-height:440px;margin:0 auto}
.toldno{display:flex;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:12px;border:1px solid var(--line-dark);background:var(--charcoal);padding:18px 22px;max-width:640px}
.toldno strong{display:block;font-family:var(--display);font-size:24px;font-weight:600;color:var(--ink-light)}
.toldno span{color:var(--muted-dark);font-size:15px}
.toldno a{color:var(--gold-light);font-weight:600}
.content{padding:56px 0 72px}
.prose{max-width:820px}
.prose h2{font-family:var(--display);font-weight:600;font-size:clamp(28px,3.4vw,36px);line-height:1.15;margin:56px 0 14px;text-wrap:balance}
.prose h2:first-child{margin-top:0}
.prose p,.prose li{max-width:68ch}
.prose ul,.prose ol{padding-left:22px}
.prose li{margin:8px 0}
.prose blockquote{margin:24px 0;padding:18px 22px;background:var(--surface);border-top:2px solid var(--gold)}
.path{background:var(--surface);border-top:2px solid var(--gold);padding:24px}
.path a{text-decoration:none;font-family:var(--display);font-size:26px;color:var(--ink);display:block;margin-bottom:6px}
.learn{border-top:1px solid var(--line);padding-top:16px;font-size:16px}
.tbl{overflow-x:auto;margin:20px 0;border:1px solid var(--line)}
table{border-collapse:collapse;width:100%;font-size:15px;min-width:640px}
th,td{text-align:left;vertical-align:top;padding:11px 13px;border-bottom:1px solid var(--line)}
th{background:var(--surface);font-family:var(--label);font-size:12px;letter-spacing:.12em;text-transform:uppercase;color:var(--gold-text)}
.reviews{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:18px;margin:20px 0}
.review{margin:0;border:1px solid var(--line);border-radius:6px;padding:22px;display:flex;flex-direction:column;gap:12px;box-shadow:0 1px 2px rgba(20,20,22,.06);max-width:none}
.review blockquote{margin:0;padding:0;background:none;border:0;font-size:16px;line-height:1.6}
.stars{color:var(--gold-text);letter-spacing:2px}
.review figcaption{display:flex;gap:12px;align-items:center;font-size:14px;color:var(--muted)}
.review figcaption strong{color:var(--ink);font-size:16px}
.avatar{width:42px;height:42px;border-radius:50%;background:var(--charcoal);color:var(--gold-light);display:grid;place-items:center;font-weight:600;flex:none}
.more{font-weight:600}
.callout{background:var(--ground);color:var(--ink-light);padding:26px;margin:28px 0}
.callout .muted{color:var(--muted-dark)}
.callout .btn.line{color:var(--ink-light);border-color:var(--gold)}
.muted{color:var(--muted);font-size:15px}
.sel{user-select:all}
.reviewed{margin-top:48px;font-size:14px;color:var(--muted);font-style:italic}
.foot{background:var(--ground);color:var(--muted-dark);padding:44px 0;border-top:1px solid var(--line-dark)}
.footrow{display:flex;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:22px}
.foot .sig{height:54px;width:auto}
.footlogos{display:flex;flex-wrap:wrap;align-items:center;gap:16px}
.gms{background:#fff;padding:8px 12px;display:inline-block}.gms img{height:44px;width:auto}
.ehobox{display:inline-flex;align-items:center;gap:8px;color:var(--ink-light);font-size:13px}
.eho{width:30px;height:30px}
.contact{margin:22px 0 8px;font-size:15px}.contact a{color:var(--ink-light)}
.legal{font-size:13px;line-height:1.7;margin:0}.legal a{color:var(--gold-light)}
@media(max-width:600px){body{font-size:17px}.herogrid{padding-top:44px;padding-bottom:48px}.brand img{height:46px}.menu nav{top:66px;left:16px;right:16px}}